Use your mortgage to your advantage

Take cash out

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Lower your payments

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Shorten your term

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We proudly represent Ottawan's to quickly get your mortgage approved at the best rates.

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Here’s how it works.

When you’re ready, Ottawa Mortgages is ready too – 24 hours a day, 7 days a week.

  • Apply Online

    Apply Online

    Our streamlined application syncs with your bank to get you accurate numbers, fast.

  • See Custom Options

    See Custom Options

    Get expert, custom recommendations with real interest rates and payments.

  • Get Approved

    Get Approved

    Get instant online approval to move forward with your refinance or shop for homes.

  • Close Your Loan

    Close Your Loan

    Use your Ottawa Mortgages® to-do list to verify the details and get to closing fast.

  • Manage Your Mortgage

    Manage Your Mortgage

    Use Ottawa Mortgages® to make payments online and put your mortgage to work for you.

Expert advice is at your fingertips.

Our Home Loan Experts are available seven days a week to answer all your mortgage questions.

Chat With An Expert

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Meet Sarah

HOME LOAN EXPERT

“My mission is to help first-time home buyers get into a home they love and can afford.”

Your mortgage approval starts here.

A new home or mortgage savings could be just a few screens away. Get started now – no commitment involved.

Participation in the Verified Approval program is based on an underwriter’s comprehensive analysis of your credit, income, employment status, debt, property, insurance, appraisal and a satisfactory title report/search. If new information materially changes the underwriting decision resulting in a denial of your credit request, if the loan fails to close for a reason outside of Ottawa Mortgages’ control, or if you no longer want to proceed with the loan, your participation in the program will be discontinued.