Editorial Policy

Mortgages are a major financial decision, so accuracy matters. This is how we create and maintain our guides.

How we write

• We write in plain language and explain Ontario and Canadian rules as they apply to Ottawa buyers.
• We link to official sources such as the Government of Canada, the Canada Revenue Agency, CMHC, the Government of Ontario and FSRA when we cite programs or rules.
• We do not invent rates, testimonials, awards or statistics.
• We do not publish rate offers, and we explain that rates change.

How we keep content current

Each guide shows a “last reviewed” date. We review guides when rules, programs or thresholds change, and at least once a year. If you spot something out of date, please tell us through our contact page.

Independence and compensation

We may be compensated when we connect people with licensed mortgage professionals. Compensation does not determine what we write or how we describe options. See our disclosure.

Not advice

Our guides are general information, not financial, legal or tax advice. Speak with a licensed mortgage professional, lawyer or accountant about your situation.