How mortgage brokers are paid in Ontario, when borrowers pay fees, what disclosure rules require and questions to ask before you proceed.
Ottawa Mortgages
Ottawa mortgage guides, calculators and licensed broker matching
Condo Mortgages in Ottawa: What to Know
What to know before financing a condo in Ottawa: how condo fees affect qualifying, the status certificate, reserve funds and buyer tips.
Getting a Mortgage as a Newcomer to Canada
How newcomers to Canada can get a mortgage: lender requirements, down payments, building credit and documents to prepare.
Mortgage Porting, Blending and Extending Explained
Moving during your mortgage term? Learn how porting, blend and extend and breaking your mortgage compare, and what to ask your lender.
HELOC vs Refinance vs Second Mortgage
Compare a HELOC, a mortgage refinance and a second mortgage: borrowing limits, rates, costs, risks and when each makes sense for Ontario homeowners.
25-Year vs 30-Year Mortgage Amortization in Canada
Compare 20, 25 and 30-year mortgage amortizations in Canada with a payment and interest example, eligibility rules and ways to pay down faster.
How to Improve Your Credit Score Before Applying for a Mortgage
A practical 90-day plan to raise your credit score before a Canadian mortgage application, plus what to avoid and how scores are calculated.
Getting a Mortgage With Bad Credit in Canada
Can you get a mortgage with bad credit in Canada? Learn about alternative lenders, down payments, costs and how to rebuild credit first.
Bridge Financing in Ontario: Buying Before You Sell
How bridge financing works in Ontario when you buy before your home sells: requirements, costs, alternatives and questions to ask a lender.
FHSA vs RRSP Home Buyers’ Plan: Which Should You Use?
Compare the First Home Savings Account and the RRSP Home Buyers’ Plan: limits, tax treatment, repayment and how first-time buyers can use both.