Home » Refinancing & Equity

Posts in category: Refinancing & Equity

HELOC vs Refinance vs Second Mortgage

September 30, 2026

by Ottawa Mortgages Editorial Team Refinancing & Equity

Compare a HELOC, a mortgage refinance and a second mortgage: borrowing limits, rates, costs, risks and when each makes sense for Ontario homeowners.

Mortgage Porting, Blending and Extending Explained

September 30, 2026

by Ottawa Mortgages Editorial Team Refinancing & Equity

Moving during your mortgage term? Learn how porting, blend and extend and breaking your mortgage compare, and what to ask your lender.

Ottawa Mortgages

An independent Ottawa mortgage information and referral service. We help you understand your options and connect with licensed Ontario mortgage professionals.

Residential guides

Commercial & lenders

Tools

Company

Ottawa Mortgages is not a lender, mortgage broker or mortgage brokerage. Information on this site is general and is not financial, legal or tax advice. If you ask to be connected, your details may be shared with a licensed Ontario mortgage professional, who may compensate us. Lender names are trademarks of their owners and their inclusion is not an endorsement. Verify any broker’s licence with FSRA (fsrao.ca). © 2026 Ottawa Mortgages.