Home » Credit & Qualifying

Posts in category: Credit & Qualifying

Getting a Mortgage With Bad Credit in Canada

September 30, 2026

by Ottawa Mortgages Editorial Team Credit & Qualifying

Can you get a mortgage with bad credit in Canada? Learn about alternative lenders, down payments, costs and how to rebuild credit first.

How to Improve Your Credit Score Before Applying for a Mortgage

September 30, 2026

by Ottawa Mortgages Editorial Team Credit & Qualifying

A practical 90-day plan to raise your credit score before a Canadian mortgage application, plus what to avoid and how scores are calculated.

Ottawa Mortgages

An independent Ottawa mortgage information and referral service. We help you understand your options and connect with licensed Ontario mortgage professionals.

Residential guides

Commercial & lenders

Tools

Company

Ottawa Mortgages is not a lender, mortgage broker or mortgage brokerage. Information on this site is general and is not financial, legal or tax advice. If you ask to be connected, your details may be shared with a licensed Ontario mortgage professional, who may compensate us. Lender names are trademarks of their owners and their inclusion is not an endorsement. Verify any broker’s licence with FSRA (fsrao.ca). © 2026 Ottawa Mortgages.